Planning for Your Pets: How to Organize and Fund a Pet Trust for One or More Than One Pet

For many of us, pets are not just animals — they are part of the family. They bring comfort, companionship, and unconditional love. Yet many people overlook one important question: What would happen to your pets if you could no longer care for them?

This is where a pet trust can make a real difference, especially if you have more than one furry (or feathered) family member to protect.

What Is a Pet Trust?

A pet trust is a legal arrangement that sets aside money to care for your pet(s) if you become incapacitated or pass away. It names a caregiver for your animals and provides instructions about how they should be cared for. It can cover daily expenses, vet visits, comfort, recreation, grooming, and even end-of-life care for each pet.

Planning for More Than One Pet

Many households have more than one pet — sometimes pets with very different needs. For example, a senior cat may need regular medication, while a young dog may have high energy and training needs. A well-prepared pet trust can address each pet’s specific requirements.

When setting up a trust for one or multiple pets, consider:

• Names and descriptions: Include clear details to identify each pet.
• Individual care instructions: Write out feeding routines, health issues, favorite toys, or habits that a new caregiver should know.
• Separate roles: You can name one person to care for your pets and another to manage the trust’s funds. This separation can provide extra peace of mind that the money is used appropriately.
• Successor caregiver: Think about who could step in if your first choice cannot continue.
• How much money to set aside: Estimate food, veterinary care, grooming, and emergencies for the expected life span of each pet.

Funding the Trust

A pet trust needs money to work. Some people fund it with a lump sum from savings, while others name the trust as a beneficiary of a life insurance policy. The amount should match your pets’ needs — for multiple pets, costs can add up over time, so review your budget carefully and get professional help if you are unsure.

Keep Your Plan Up to Date

A pet trust should not be something you set up and forget. Review it regularly — especially if you adopt new pets, lose a pet, or your pets’ health needs change. Make sure your caregiver has access to up-to-date vet records and contact information, along with clear instructions to help ease your pets’ transition.

Work with an Experienced Attorney

In Virginia, there are specific laws that govern how pet trusts must be created and enforced. Working with our team at Wilson Law ensures that your trust complies with state requirements and is fully enforceable, giving you peace of mind that your beloved animals will be cared for just as you wish.

If you would like to learn more about organizing and funding a plan for your pets, our office is here to help you explore your options. Contact Wilson Law today to schedule a conversation about protecting every member of your family — pets included. Call us at 866.603.5976 or fill out our online form and we will be in touch to set up a time to talk at your convenience.